Win up to £40000 with Daybreak @ ITV - 15/03

The prize is a cheque for £10,000 (ten thousand pounds) payable in the name of the winner only, and payment of the winner’s mortgage or rent on their main UK residence calculated over a two (2) year period up to the value of £30,000 (thirty thousand pounds) (“the mortgage payments and/or rent payments”), subject to the following terms and conditions:

Entrants must have an existing mortgage in accordance with a valid written mortgage agreement in respect of their main residence located in the United Kingdom or be paying rent in accordance with a valid written tenancy agreement in respect of a property located in the United Kingdom, and have made all payments due at the time of entering the competition. The Promoter will not pay any mortgage arrears or unpaid rent existing at the time of entering into the competition.

Payments will be calculated by the Promoter based on the winner’s existing monthly payments at the time of entry to the competition, and will include the following elements:

a) capital repayments; and/or

b) interest charges on the mortgage; and/or

c) payments of premiums due in respect of an endowment or similar insurance policy directly linked to the mortgage; and/or

d) the monthly rent payment as specified in the winner’s tenancy agreement. Where payments are weekly, the Promoter will make the appropriate re-calculation.